Investing, explained simply.
Clear, jargon-free articles for beginners, index funds, stocks, real estate, and personal finance. Real numbers, no hype, free to read.
Roth IRA vs 401(k): which one should you fund first?
Two of the best wealth-building tools most people barely use. Here's what each one is, the one difference that actually matters, and the order I'd fund them in.
Read→What to do when the market drops
Every investor lives through crashes. The ones who come out ahead aren't smarter, they just don't do the thing that feels most natural in the moment.
Read→Compound interest, explained: why starting early beats starting big
It's the closest thing to magic in personal finance, and the most under-appreciated. Here's how it actually works, with real numbers.
Read→How to use AI (and Claude) for your personal finances
It won't manage your money for you. But as a thinking partner and explainer, it's the most useful tool I've added to my financial life in years.
Read→Before you invest: the personal finance order of operations
Money has a sequence, not a guessing game. Here's exactly where each dollar should go, in order, before and alongside investing.
Read→Commercial real estate investing, explained for beginners
It's what I do for a living, so here's the honest version: what CRE is, how it makes money, and how to get in.
Read→How to evaluate a stock (without a finance degree)
You don't need to be a pro to size up a company. You need a checklist. Here's the one I run before I buy.
Read→Where should a beginner actually start: index funds, stocks, or real estate?
The honest answer is "it depends", but you still need a default. Here's the one I'd point almost anyone to, and why.
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